Our Services

At Rivermark Solutions, we provide outsourced CFO and strategic advisory services tailored to the needs of growing, founder-led, PE-backed, and distressed businesses. Whether you're scaling, navigating a turnaround, or preparing for a capital event, our disciplined approach delivers clarity, control, and results—when you need them most.

Explore our core offerings below.

CFO Services:

Strategic Planning & Financial Leadership

We help business leaders turn vision into actionable financial strategy. From long-term planning to tactical execution, we provide the insight and structure needed to drive growth and resilience.

  • Develop comprehensive financial strategies aligned with business goals

  • Build dynamic models for multi-scenario planning and capital forecasting

  • Lead the budgeting process and establish rolling forecast frameworks

  • Optimize pricing strategies to improve margins and competitiveness

  • Support capital structure design, including debt/equity planning

  • Align financial plans with growth initiatives and market expansion

  • Establish disciplined risk management protocols to support decision-making

Performance Analysis & Operational Optimization

We deliver the financial visibility and analytical depth required to improve performance, increase efficiency, and drive profitability across your organization.

  • Identify margin improvement opportunities through detailed analysis

  • Conduct breakeven and unit economics assessments

  • Create customized KPIs and real-time dashboards for leadership visibility

  • Streamline cost structures and working capital cycles

  • Build short- and long-term cash flow forecasts for liquidity planning

  • Analyze profitability by product, customer, or business line

  • Benchmark financial performance and highlight strategic levers for improvement

Advisory:

Turnaround & Restructuring Strategy

We help businesses in distress stabilize operations, manage cash flow, and regain control. Our disciplined, data-driven approach focuses on short-term survival and long-term viability through cost containment, creditor negotiations, and strategic repositioning.

  • 13-week cash flow forecasting and liquidity triage

  • Cost reduction strategies and vendor renegotiations

  • Operational restructuring plans and stakeholder reporting

  • Coordination with legal and insolvency professionals when required

Loan & Debt Advisory

We guide companies through the complexities of refinancing, loan workouts, and debt restructurings. Whether you're negotiating with lenders, managing covenant breaches, or evaluating SBA or asset-based options, we bring negotiation expertise and scenario analysis to the table.

  • SBA 7(a) and loan restructuring or OIC support

  • Forbearance, interest-only, or deferral strategies

  • Debt service modeling and lender presentations

  • Independent support for banker and creditor conversations

Capital Raise Support (Equity & Debt)

We support founders and executives through the capital raise lifecycle—preparation, strategy, outreach, and support. Whether you're raising seed capital, bridge financing, or mezzanine debt, we provide the materials and financial modeling required to instill investor confidence.

  • Investor-ready pitch deck creation

  • Data room structuring and diligence coordination

  • Ongoing support during negotiations and due diligence

M&A Preparation & Due Diligence

For founders preparing to sell or buyers assessing opportunities, we act as the financial arm of your deal team. We provide clean, defensible financials and ensure you’re prepared for every phase of diligence.

  • Sell-side readiness and cleanup of historical financials

  • Normalized EBITDA adjustments and working capital analysis

  • Buy-side diligence support and deal evaluation

  • Coordination with attorneys, brokers, and advisors

Quality of Earnings (QoE) Reports

Our sell-side and buy-side QoE reports provide a clear, investor-grade view of a company’s true earnings and financial health. We highlight revenue concentration, margin drivers, and working capital trends to support decision-making and valuation.

  • Three-year financial analysis and earnings normalization

  • Adjusted EBITDA presentation and supporting schedules

  • KPI and customer-level performance insights

  • Standalone report with executive summary and key findings